Notices and Decisions

First Supervisory Notice 2023: Estate Capital Financial Management Limited [PDF]
Supervisory notices Published: 22/02/2023
For the reasons given in this First Supervisory Notice, and pursuant to section 55L(3)(a) of the Financial Services and Markets Act 2000, the Financial Conduct Authority has decided to impose the following requirements on Estate Capital Financial

First Supervisory Notice 2023: Abbey Lane Financial Associates Limited [PDF]
Supervisory notices Published: 22/02/2023
For the reasons given in this First Supervisory Notice, and pursuant to section 55L(3)(a) of the Financial Services and Markets Act 2000, the Financial Conduct Authority has decided to impose the following requirements on Abbey Lane Financial

Final Notice 2023: Stratton Leasing Limited [PDF]
Final notices Published: 15/02/2023
'The Final Notice refers to breaches of the suitability and appropriate resources Threshold Conditions (COND), and to be open and co-operative with the Authority (Prin 11) in the consumer credit sector. We imposed a cancellation.

Final Notice 2022: Tyne Point Car Sales Limited [PDF]
Final notices Published: 15/02/2023
This final notice (Tyne Point Car Sales Limited) refers to a failure to satisfy threshold conditions (COND) and to be open and cooperative (PRIN 11) in the Credit Broking sector. We refused the firm’s application for authorisation.

Final Notice 2023: Amigo Loans Ltd [PDF]
Final notices Published: 14/02/2023
This Final Notice refers to breaches of Principle 2 (skill, care and diligence), Principle 3 (management and control) and Principle 6 (customers’ interests) related to failure to conduct adequate affordability checks in the Consumer Credit sector.
First Supervisory Notice 2023: Campbell & Associates Independent Financial Advice Limited [PDF]
Supervisory notices Published: 10/02/2023

For the reasons given and pursuant to section 55L(3)(a) of the Financial Services and Markets Act 2000, the FCA has decided to impose the following requirements on Campbell & Associates Independent Financial Advice Limited.

Decision Notice 2022: Saranac Partners Limited [PDF]
Decision notices Published: 03/02/2023 Last modified: 03/02/2023
The Decision Notice refers to Thomas Kalaris failing to be open and co-operative by giving untrue and misleading evidence to the Authority in relation to two different investigations. The Authority is not satisfied as to his honesty and integrity.

Further First Supervisory Notice 2022: Indigo Michael Limited [PDF]
Supervisory notices Published: 03/02/2023
For the reasons given and pursuant to sections 55L(2)(a), 55L(2)(c) and (3)(b) of the Financial Services and Markets Act 2000, the FCA has decided to vary the requirements imposed on Indigo Michael Limited by a First Supervisory Notice issued on 12

Final Notice 2023: EI 1XCHANGE Limited [PDF]
Final notices Published: 31/01/2023
This Final Notice (EI 1XCHANGE Limited) refers to a failure to satisfy the suitability threshold condition (COND) and to be open and co-operative with the Authority (PRIN 11) in the Consumer Credit sector. We imposed a cancellation.

Final Notice 2023: Ovi Motors Ltd [PDF]
Final notices Published: 31/01/2023
This Final Notice (Ovi Motors Ltd) refers to a failure to satisfy the suitability threshold condition (COND) and to be open and co-operative with the Authority (PRIN 11) in the Consumer Credit sector. We imposed a cancellation.